TERMS AND CONDITIONS

Effective October 2026

These terms and conditions (the "Terms and Conditions") govern the use of https://mortgagemilspouse.com (the "Site"). This Site is owned and operated by Lisa Johnson | Mortgage Mil Spouse. This Site is a personal brand and service-based website. By using this Site, you indicate that you have read and understand these Terms and Conditions and agree to abide by them at all times.

Use of this Site is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information, including SMS communications. The Privacy Policy can be found at: https://mortgagemilspouse.com/privacy-policy-714001

Intellectual Property
All content published and made available on our Site is the property of Lisa Johnson | Mortgage Mil Spouse and the Site's creators. This includes, but is not limited to, images, text, logos, documents, downloadable files and anything that contributes to the composition of our Site.

SMS TERMS AND CONDITIONS

Program Name: Lisa Johnson | Mortgage Mil Spouse

Program Description: By providing your mobile phone number and checking the SMS consent box on our website forms, webinar registrations, lead magnets, or booking calendars, you agree to receive SMS (text message) communications from Lisa Johnson | Mortgage Mil Spouse.

SMS Use Cases
SMS messages may include:

Webinar reminders, confirmations, and access details

Appointment confirmations and reminders

Follow-up messages related to content, resources, or services you requested

Occasional educational or marketing messages related to our services, only if you opt in to marketing messages

Message Frequency: Message frequency varies based on your interaction with our Site.

Message and Data Rates: Message and data rates may apply depending on your mobile carrier and plan.

Opt-Out: You can cancel SMS messages at any time by replying STOP to any text message. After you send STOP, you will receive 1 final message confirming you have been unsubscribed. You will not receive further SMS messages unless you opt in again.

Help: For help, reply HELP to any text message, or contact us at [email protected] or (850) 525-3700.

Consent Not Required: Consent to receive SMS messages is not a condition of purchase or of obtaining a loan.

Carrier Disclaimer: Mobile carriers are not liable for delayed or undelivered messages.

Eligibility: By opting in to SMS communications, you confirm that you are at least 18 years of age and the account holder or authorized user of the mobile number provided.

Privacy: Your SMS consent and phone number will be handled in accordance with our Privacy Policy at https://mortgagemilspouse.com/privacy-policy-714001. We do not sell or share your phone number or SMS consent data with third parties or affiliates for marketing or promotional purposes.

Limitation of Liability
Lisa Johnson | Mortgage Mil Spouse and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and expenses, including legal fees, from your use of the Site.

Indemnity
Except where prohibited by law, by using this Site you indemnify and hold harmless Lisa Johnson | Mortgage Mil Spouse and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, damages, liabilities and expenses, including legal fees, arising out of your use of our Site or your violation of these Terms and Conditions.

Applicable Law
These Terms and Conditions are governed by the laws of the State of Louisiana, United States.

Severability
If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid.

Changes
These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on our Site.

Contact Details
Lisa Johnson | Mortgage Mil Spouse
Email: [email protected]
Phone: (850) 525-3700
Address: 5614 Bazydlo St, Fort Polk LA 71459